Posts

Guy Spier - Investment Lessons

 Guy Spier, author of The Education of a Value Investor , is a successful value investor who draws much of his investment philosophy from Warren Buffett and Charlie Munger. However, Spier has also developed his own unique approach over time. Here’s a summary of his investment philosophy: 1. Value Investing At the core of Spier’s philosophy is value investing, which involves buying stocks or companies that are undervalued by the market. Spier looks for companies with a margin of safety—where the price is below the intrinsic value. This approach is inspired by Benjamin Graham’s principles, where the focus is on buying high-quality businesses at a discount. Key Principle: Buy stocks for less than their intrinsic value to limit downside risk and allow for long-term gains. 2. Long-Term Focus Spier emphasizes patience and long-term thinking. Similar to Buffett and Munger, he believes in holding investments for the long run rather than frequently trading or reacting to short-term market move

Balanced Advantage Funds

Balanced Advantage Funds, also known as Dynamic Asset Allocation Funds, are a category of mutual funds that aim to provide investors with a dynamic mix of equity and debt instruments based on market conditions. These funds automatically adjust their asset allocation between equities and debt, seeking to optimize returns while managing risk. The primary objective is to maintain a balance between potential capital appreciation and capital preservation. Here are some key features of Balanced Advantage Funds: Dynamic Asset Allocation: These funds have the flexibility to dynamically allocate assets between equity and debt based on certain predefined parameters or models. The asset allocation may be adjusted based on market valuations, economic indicators, or other quantitative factors. Risk Management: The dynamic nature of asset allocation allows these funds to respond to changing market conditions. For example, if equity markets are perceived to be overvalued, the fund manager may reduce

Index Funds in India

 Here are some popular index funds in India: Nifty 50 Index Funds: UTI Nifty Index Fund ICICI Prudential Nifty Index Fund SBI Nifty Index Fund Sensex Index Funds: HDFC Index Sensex Fund ICICI Prudential Sensex Index Fund Nifty Next 50 Index Funds: ICICI Prudential Nifty Next 50 Index Fund SBI Nifty Next 50 Index Fund Nifty Bank Index Funds: Kotak Banking ETF Reliance ETF Bank BeES Nifty Midcap 150 Index Funds: SBI ETF Nifty Midcap 150 Kotak NV 20 ETF Nifty Smallcap 250 Index Funds: SBI Small Cap Fund UTI Nifty Next 50 Index Fund

Looking for safe debt funds? Here are 34 schemes for you

Flight to safety – the phrase aptly describes the mood among debt mutual fund investors lately. Faced with a series of setbacks to debt mutual funds in the last two years – starting with IL&FS fiasco, followed by a host of downgrades and defaults, and more recently the shocking decision of Franklin Templeton Mutual Fund to shut six debt schemes – these conservative investors have either sold their debt mutual fund investments or are perpetually worried about the safety of their debt mutual fu .. Read more at: https://economictimes.indiatimes.com/mf/analysis/looking-for-safe-debt-funds-here-are-34-schemes-for-you/articleshow/77013541.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst